See the ledger, one act at a time.
This is the ledger Sam and Jordan keep for Mia and Theo, shown in September 2026, screen by screen. Every screen shows the same household in the same month, so the figures agree from one to the next, and each one teaches a single act: logging a cost, requesting a share, confirming it, asking a question, marking it settled, and exporting the whole record when someone needs to see it. The order below is the order a real entry travels.
$96.00
Sam pays $96.00 at Northside Pharmacy for two flu shots on September 22 and logs it there.
The receipt comes first, photographed and shown large, with Retake and Add another page beneath it for a two-sheet receipt. Then the amount, the date, both children, and Medical, which carries the 50/50 you agreed on January 14, so the shares read $48.00 each before Sam has typed a description. If this one entry should split differently, Adjust for this entry changes it here and leaves the category's default alone. The button asks $48.00 of Jordan; the smaller link beneath it, Log without a request, records the cost without asking anything.
$84.00
Requests is where the asking lives, in three groups read top to bottom.
Yours to act on holds anything the other parent has asked of you; for Sam that is the $84.00 dental copay Jordan logged on September 12, with the lantern dot beside it. Waiting on Jordan holds the shares Sam has asked for and not yet received: $48.00 for the flu shots and $33.50 for school supplies, both confirmed, and the $32.50 camp deposit, which Jordan has questioned. Settled this month holds what is finished, the $60.00 soccer fees on September 15. A request is never a bill. It's a share, already worked out, waiting for an answer.
$42.00
Sam opens the dental copay.
The share comes first, Your share: $42.00, then the line that explains it: of $84.00, Dental copay, Dr. Okafor, Mia, September 12, paid by Jordan, Dental splits 50/50. The receipt from Okafor Family Dental sits beside it. Under the three actions is the record so far: Jordan logged this entry with a receipt at 4:18 PM, and Sam viewed it at 7:02 PM. Pressing Confirm $42.00 adds a line with the time, moves the request out of Open, and updates the balance on both phones. Confirming means the figure is agreed. It says nothing yet about whether the money has moved.
$32.50
Jordan didn't recognize the $65.00 camp deposit Sam logged on September 19, so instead of confirming the $32.50 share, Jordan pressed Ask a question.
That opens a one-line thread on the entry, visible to both parents, and the status changes to Questioned until Sam replies and Jordan confirms. While it's questioned, the $32.50 is shown separately on the ledger and on the statement rather than folded into the balance, so an unanswered question can't quietly become a debt. The thread is part of the record and exports with the entry, which is why it pays to keep a question about a fact: the amount, the child, the category.
$60.00
Once the money has moved, either parent marks the request settled.
The sheet asks for the date, which defaults to today, and an optional line on how it was settled, with Zelle, cash and check as the examples. Jordan settled the $60.00 soccer fees on September 15 and wrote "Zelle" in the note, so that entry's record now reads logged, confirmed and settled, each with its time. The sheet says what the product says everywhere: Ravencove does not move money, so record here what you settled between you. The balance then updates for both of you, and the soccer fees are a closed line.
Exports produces the record in the form someone asked for.
On Mooring the choices are the CSV, one row per entry with every column; the PDF statements, one per month in the range; and the receipt originals, each as uploaded, zipped and named by date and entry. Choose the ledger and the dates, leave the switch to include questioned and voided entries on, because the record is the record, and press Prepare export. Private notes are never included. The link is good for seven days, and the export log beneath shows both of you who exported what and when, down to Jordan's PDF statements on July 7.
